After a car accident, most victims make the mistake of thinking they can handle insurance adjusters and file a claim on their own. Even though this may seem like the cheaper solution, you face the risk of getting much less compensation than what you deserve.
Insurance companies are notorious for protecting their own interests after an accident. Without someone in your corner who understands how the system works, you may make decisions that will harm your case. Here are some ways a car accident attorney can assist victims:
1. They Investigate the Accident Thoroughly
First, an attorney will thoroughly investigate what happened during the accident. They gather all the evidence to strengthen the victim’s case, such as police reports, photographs, witness statements, and even traffic camera footage if recorded. Some of this evidence may be hard to get on your own.
Sometimes they will talk to accident reconstruction experts to determine what exactly went wrong and paint a clear picture of the accident scene. All of this investigation helps in building a strong case that proves who was to blame.
2. They Handle All Insurance Company Correspondence
Dealing with insurance adjusters can be very frustrating and overwhelming. Insurance companies will try to minimize your claim or shift the blame.
A car accident attorney is familiar with the tactics used by insurance companies and will negotiate with them on your behalf. They know how to respond to tough questions and can prevent you from saying something that will hurt your case. Most importantly, they represent you so that you can get a reasonable settlement.
3. They Set Your Claim’s True Value
You are not always sure how much your accident is worth. Many people make the mistake of underestimating the damages. Your attorney will take into account your current medical expenses, lost wages, future medical care, and how the injury has affected your life.
They can also include pain and suffering in the final amount. They will never settle for less than what you need.
4. They Determine Liability and Prove Negligence
In order to be compensated for your case, someone must be held liable for the accident. A car accident lawyer will know what types of evidence are required to establish that the other driver was responsible.
They may use expert testimony, medical reports, or crash simulations to prove the other party was at fault. This process is particularly critical when the other driver refuses to take responsibility or if there is more than one party involved.
5. They Negotiate or Go to Court
Most auto accident claims are settled out of court. Therefore, your attorney will fight hard on your behalf to negotiate a fair settlement with the insurance company.
But if the insurance company is not willing to provide a reasonable settlement, your attorney will sue the insurance company. They will present your case to a judge or jury and fight to ensure you get fair compensation.
6. They Provide You with Peace of Mind
One of the most overlooked benefits of having a car accident attorney is the peace of mind they provide you with. While you recover, your attorney takes care of the legal headache.
They answer your questions, keep you informed, and guide you through each step. You will be taken care of, informed and know that someone’s got your back.
Final Thoughts
A car accident might leave you confused, but you don’t have to go through it alone. A car accident attorney will walk you through the hassle of dealing with insurance companies and hold those who are at fault accountable. Therefore, after getting into a car accident, hiring a skilled lawyer should be at the top of your list.
