When we talk about personal injury claims, most people’s heads instantly fill with courtroom drama, greedy lawsuits, and scary legal bills. But here’s the thing: most of those thoughts aren’t even true.
And if you live in Summerlin, you’ll want to know exactly how these myths could mess with your chances of getting help and maximum compensation.
Let’s talk about Summerlin for a minute. It’s one of the most master-planned, polished, and high-functioning communities in Nevada. With its tree-lined streets, luxury homes, and easy access to outdoor activities, it feels like its own world, a world where you might not even know that you’d eventually need a Summerlin personal injury lawyer.
Summerlin isn’t immune to traffic collisions, bike crashes, or even slip-and-fall accidents in shopping centers. It’s not that everyone here is about people being reckless; it’s just that life happens.
But when it does, the last thing you want is to fall for a myth that keeps you from speaking up, filing a claim, or recovering what you rightfully deserve.
In this article, we will discuss the top myths that confuse a lot of people in Summerlin, as well as the truth behind them.
Myth #1: “You have to go to court to settle a personal injury claim.”
This is hands-down one of the biggest myths that stop people from filing a claim in the first place. You get hurt, and someone tells you, “Well, hope you’re ready for a long court battle.” That’s just not how it usually works.
In fact, the exact opposite is true. Almost 97% of personal injury cases settle before ever going to trial. That means most people never step inside a courtroom.
What actually happens is your lawyer talks to the insurance company on your behalf, goes through all the evidence, your medical records, photos, lost wages, and pain you’ve been dealing with, and then negotiates for a settlement.
Myth #2: “The insurance company will treat you fairly.”
Insurance companies aren’t charities; they’re businesses. Their main goal is to pay out as little as possible. When you call to report an injury, they assign an adjuster who may sound friendly and concerned. But don’t get fooled; they work for the insurance company, not for you.
What they really want is for you to accept a lowball offer. They hope you’ll take it quickly, before you talk to a lawyer, before you realize how much your case is worth. Maybe you’ve got doctor’s bills stacking up or missed workdays that left you short on rent. They count on that pressure to get you to settle cheaply.
Myth #3: “Hiring a personal injury lawyer is too expensive.”
A lot of people in Summerlin hold off on calling a lawyer because they think it’ll cost them thousands just to get started. But this belief stops people from getting help they could absolutely afford.
The truth is that most personal injury lawyers work on a contingency fee basis. That means you don’t pay them a dime upfront. They only get paid if you win or settle the case. Their fee comes out of the settlement, not your pocket.
Myth #4: “If I have health and car insurance, I don’t need a personal injury claim.”
Yes, your health insurance might cover some of your medical bills. But guess what? You’ll still have to pay deductibles, co-pays, and maybe even out-of-network fees.
It might cover property damage or a small portion of medical bills, depending on your coverage. But what it won’t cover is everything else you’ve lost.
A personal injury claim is the only way to recover all of the damages caused by someone else’s negligence. Without filing a claim, you could end up paying thousands out of pocket just because you assumed your insurance was enough.
Myth #5: “Most personal injury claims are fake or greedy.”
There’s this big lie floating around that people who file injury claims are just trying to “game the system.” That it’s all exaggerated back pain and fake neck braces, but the truth is, most personal injury claims are very real and very serious.
There’s a stigma around suing, especially in places like Summerlin, where everyone’s trying to keep things classy and peaceful.
But if you’re injured because of someone else’s carelessness, there’s nothing greedy about holding them accountable. That’s what the legal system is there for.
You’re not asking for a handout; you’re only asking to be made whole again, and that’s not illegal or uncalled for.
