Thailand is still a very affordable place to retire to, but the prices of everything have gone up, and that includes health care as well. If you are at a point in your life when you are thinking that Thailand may be the right destination for your retirement years, then you would be correct. Many thousands of expats make the same decision every single year, and for the vast majority, they have no regrets. Many make sure that they take out insurance to cover all eventualities and especially when it comes to their health.
For some reason, people are reluctant to take out Thai health insurance when they go to Thailand to live but they don’t seem to have any problem taking out car insurance when they get there, motorcycle insurance so that they can get around easily and even house insurance. Taking out insurance for their health always seems to be a hard sell, and it doesn’t make any sense at all. If there is one thing that is unknown, it is your healt,h and nobody knows what waits for them around the next corner.
This is why it makes sense, before you set off on your travels, that you have the right kind of health insurance in place so that you can enjoy the following benefits.
- You get essential peace of mind – It is almost impossible to put a price on this because if you are constantly worried about your health while trying to enjoy your retirement years, it just doesn’t make any sense. Knowing that you have the right kind of health insurance in place to cover all eventualities is a reassurance that we should all have. With the right policy in place, you are actually afforded the opportunity to pick your hospital and to pick your doctor.
- The costs will be covered – In the event that you have to visit a doctor for a medical issue that you are experiencing, it is reassuring to know that because you have the right kind of health insurance, the costs will be covered for you. This way, you don’t have to dip into your own wallet or purse to get the care that you need.
- Many procedures are covered – Many insurance companies encourage you to take regular health checks because they know that over the long term, it will help to save them money as well. You will be able to take an annual health check-up, get your teeth checked a couple of times a year and get your eyes tested as well. These procedures are usually covered within the policy but check with your insurance company to make sure that they are.
For your new life to get off to the best possible start, you need health insurance in place so that you are not asking your family members back home to help you out because you don’t have the money to pay for the procedure.